In close collaboration with Banca Intesa Belgrade, ASEE has delivered a fully digital, self-service Factoring Platform—a web-based solution designed to empower corporate clients with end-to-end control over their factoring processes.

The initiative started with a clear goal: to significantly reduce the time and administrative overhead involved in managing invoice financing. The result is a robust platform that allows clients to independently perform all essential tasks, such as:

• Viewing active factoring arrangements
• Importing invoices manually or via REST APIs
• Uploading scanned invoices
• Tracking the status of invoices (buyer/supplier side)
• Selecting invoices for purchase

Previously, these actions required manual intervention from the bank’s back-office team, causing delays, especially when managing high invoice volumes. With the Digital Factoring Platform, much of that process has been streamlined or fully automated.

Built on .NET Framework, the solution integrates a SQL Server backend and REST-based services hosted via IIS. It also features token-based access control via an Identity server and includes a full web administration interface.

Thanks to real-time integration with the existing factoring back office via REST APIs, users now benefit from seamless invoice management and instant status updates. Upon processing, digital documents and notifications are delivered straight to the customer’s virtual inbox, eliminating the need for physical paperwork.

Highlights and Key Benefits

• User-Friendly Interface
  • An intuitive dashboard provides full visibility over arrangements, invoice statuses, payment requests, and reports.
• Mass Invoice Import
  • Supports Excel, CSV, XML, and IDoc formats—ideal for clients handling large invoice volumes daily.
• Custom Import Templates
  • Clients can create and reuse templates for consistent, error-free bulk uploads.
• Automated Payment Requests
  • Clients can generate and submit purchase requests within a defined time window, directly from the platform.
• Advanced Reporting
  • Detailed reports on open/closed invoices, sold receivables, and liabilities—exportable to Excel for easy analysis.
• End-to-End Integration
  • Every client action is reflected in the bank’s factoring back-office system in real time.
• Digital Document Delivery
  • Clients receive automatic execution confirmations and documents, reducing administrative follow-up.

With the Digital Factoring Platform, ASEE and Banca Intesa Belgrade have redefined how corporate clients manage factoring—faster, smarter, and entirely digital.