Recent Financial Results and Performance Overview

Latest quarterly performance, key financial metrics, and business updates.

Key Highlights at a Glance

  • Current operations delivered solid EBIT growth – adjusted for one-offs
  • Significant improvement of EBIT in Dedicated Solutions mainly thanks to deliveries of own solutions to utilities clients and completion of multiple road projects
  • Very good, above initial assumptions, performance of Banking manly thanks to Core solutions and related own services
  • Payment slowdown, driven by:
    – Enterprise eComm revenue decline in Turkey (major 2 banks insource transactions): -3.2mE
    – Performance in India and UAE – resulting in (non-cash) write-offs and revenue reversals in India and UAE: -5.6mE
    – Weaker performance of IAD mostly due to competition in Albania: -0.8mE
  • Good year for direct to merchant lines (ECR and IPD): +0.8mE, and traditional POS-RS and ATM-RS business: +0.5mE
  • Cash balance increase thanks to good collections. YoY cash flow improved, with solid conversion
  • Q4 transactions:
    558m (-7%) eCommerce transactions, 135m (+53%) IPD transactions, 156m (+23%) processing of physical card transactions

424,5 mln €

Revenue

59,4 mln €

Operating Profit

42,5 mln €

NET Profit

0,9 €

Earnings per share

Quarterly Call Recording and Key Resources

Watch the recording of our Q3 2025 investor call and access all key materials for this reporting period, including the investor presentation, press release, and financial report. These resources provide a detailed overview of our quarterly performance and strategic updates.

Detailed Results

Last Year

12 months ended 31 December 2025 PLN'000 12 months ended 31 December 2024 PLN'000 12 months ended 31 December 2025 EUR'000 12 months ended 31 December 2024 EUR'000
Sales revenues 1,798,665 1,708,184 424,494 396,864
Operating profit 251,608 226,750 59,381 52,681
Pre-tax profit 228,996 251,260 54,044 58,376
Net profit for the reporting period 180,276 204,686 42,546 47,555
Net profit attributable to Shareholders of the Parent Company 198,254 199,223 46,789 46,286
Net cash provided by (used in) operating activities 316,647 203,864 74,730 47,364
Net cash provided by (used in) investing activities (103,579) (158,475) (24,445) (36,819)
Net cash provided by (used in) financing activities (168,773) (83,638) (39,831) (19,432)
Cash and cash equivalents at the end of the period 311,942 271,211 73,803 63,471
Basic earnings per ordinary share for the reporting period attributable to Shareholders of the Parent Company (in PLN/EUR) 3,82 3,84 0,90 0,89
Diluted earnings per ordinary share for the reporting period attributable to Shareholders of the Parent Company (in PLN/EUR) 3,82 3,84 0,90 0,89